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Understand an EV asset payout before you discuss one.

An illustrative model, shown in full: the amount is paid back in equal monthly parts, with a flat return on top. Change the amount and the period to see how every figure moves.

This page is a hypothetical illustration, not a FIXXEV offer. FIXXEV has not confirmed any rate, return or terms here.

Explore the calculator

Model the payouts.

Set an amount and a period. The graph, the payout timeline and every figure follow as you go — all of it an illustration at an assumed flat 15% a year.

₹1,00,000 to ₹1,00,00,000

Period

Illustrative monthly payout

₹27,083.33

₹20,833.33 principal₹6,250 return

Total principal
₹5,00,000
Total return
₹1,50,000
Total payout
₹6,50,000

A flat 15% a year on the original amount; each payout includes principal. How it is worked out

Cumulative payouts

₹6,50,000 by month 24. Cumulative payouts exceed the initial principal in month 19, if every payment is made in full and on time.

  • Total payouts
  • Principal repaid
  • Illustrative returns

Explore your payout timeline

Principal received
₹5,00,000
Returns received
₹1,50,000
Total received
₹6,50,000
Principal remaining
₹0
Payouts remaining
₹0

Month-by-month table
Illustrative payouts to date for ₹5,00,000 over 24 months, by the end of each month
MonthPrincipal repaidIllustrative returnsTotal payoutsPrincipal remaining
0₹0₹0₹0₹5,00,000
1₹20,833.33₹6,250₹27,083.33₹4,79,166.67
2₹41,666.67₹12,500₹54,166.67₹4,58,333.33
3₹62,500₹18,750₹81,250₹4,37,500
4₹83,333.33₹25,000₹1,08,333.33₹4,16,666.67
5₹1,04,166.67₹31,250₹1,35,416.67₹3,95,833.33
6₹1,25,000₹37,500₹1,62,500₹3,75,000
7₹1,45,833.33₹43,750₹1,89,583.33₹3,54,166.67
8₹1,66,666.67₹50,000₹2,16,666.67₹3,33,333.33
9₹1,87,500₹56,250₹2,43,750₹3,12,500
10₹2,08,333.33₹62,500₹2,70,833.33₹2,91,666.67
11₹2,29,166.67₹68,750₹2,97,916.67₹2,70,833.33
12₹2,50,000₹75,000₹3,25,000₹2,50,000
13₹2,70,833.33₹81,250₹3,52,083.33₹2,29,166.67
14₹2,91,666.67₹87,500₹3,79,166.67₹2,08,333.33
15₹3,12,500₹93,750₹4,06,250₹1,87,500
16₹3,33,333.33₹1,00,000₹4,33,333.33₹1,66,666.67
17₹3,54,166.67₹1,06,250₹4,60,416.67₹1,45,833.33
18₹3,75,000₹1,12,500₹4,87,500₹1,25,000
19₹3,95,833.33₹1,18,750₹5,14,583.33₹1,04,166.67
20₹4,16,666.67₹1,25,000₹5,41,666.67₹83,333.33
21₹4,37,500₹1,31,250₹5,68,750₹62,500
22₹4,58,333.33₹1,37,500₹5,95,833.33₹41,666.67
23₹4,79,166.67₹1,43,750₹6,22,916.67₹20,833.33
24₹5,00,000₹1,50,000₹6,50,000₹0

Illustration only

  • An illustration only — not an offer, a quote or a forecast.
  • It assumes a maximum flat return of 15% a year.
  • Returns are not guaranteed: payouts could be lower, late or not made at all.
  • Any actual terms would have to be confirmed by FIXXEV in writing.
  • Investing involves risk, including the loss of the amount invested.

Compare 12, 24 and 36 months.

The same amount over each period. Choose one to use it in the graph and the timeline above.

Period shown in the graph, for ₹5,00,000

A longer period adds more return in total. It also pays the principal back more slowly and keeps the money committed for longer — and none of it is guaranteed.

Understand the numbers.

Most of every payout is your own principal coming back. Only the rest is illustrative return — and neither is guaranteed.

Of every ₹100 paid out, ₹77 is your own principal coming back and ₹23 is illustrative return.

How the figures are worked out.

The same five steps for any amount and period. Nothing compounds, and there is no EMI or reducing balance.

Monthly principalThe amount is paid back in equal monthly parts.
Amount ÷ months₹5,00,000 ÷ 24 = ₹20,833.33
Monthly returnA flat return on the full amount, every month of the period.
Amount × 15% ÷ 12₹5,00,000 × 15% ÷ 12 = ₹6,250
Monthly payoutWhat would arrive each month.
Monthly principal + monthly return₹20,833.33 + ₹6,250 = ₹27,083.33
Total returnThe return over the whole period.
Amount × 15% × months ÷ 12₹5,00,000 × 15% × 24 ÷ 12 = ₹1,50,000
Total payoutEverything paid out by the end of the period.
Amount + total return₹5,00,000 + ₹1,50,000 = ₹6,50,000

How the illustrative model works.

A flat rate on the original amount, with that amount paid back in equal monthly parts. What matters when reading the figures:

A flat 15% is not a 15% annual return.

The return is worked out on the full amount for the whole period, even though the principal is paid back month by month and the amount still invested keeps shrinking. A flat rate therefore cannot be compared directly with an annual interest rate, such as a fixed deposit’s, or with another product’s yield.

What the illustration assumes
  • Payouts are monthly, for the whole period.
  • Every payment is made in full and on time.
  • Figures are before any tax, fees or charges.
How the figures are rounded

Monthly figures are rounded to the paisa; running totals are worked out exactly, so over the period they can differ from adding up the rounded monthly figures by a few paise.

How an opportunity would be discussed.

Nothing is bought, paid or signed on this website. The steps below describe what would happen around an enquiry.

  1. 1

    Enquire

    Send an enquiry through the contact form. The amounts you tried here are not sent with it.

  2. 2

    Conversation

    FIXXEV can contact you about the enquiry and explain whether an opportunity is available, and on what basis.

  3. 3

    Written terms

    Any opportunity would be set out in writing: the asset, the amount, the period, the payout schedule, the risks and the legal structure.

  4. 4

    Your review

    Review the terms with your own financial, tax and legal advisers before deciding anything.

  5. 5

    Agreement

    An agreement, if there is one, is made separately and in writing — never through this website.

The EV ecosystem FIXXEV works in.

This page does not describe a particular asset. What an opportunity involves — and who would own, run and maintain the asset — would be set out in its written terms.

Before you consider any asset opportunity.

Returns are not guaranteed
Payouts depend on how the asset performs and on the ability of the paying party to pay. They could be lower, late or stop.
Your capital is at risk
You could get back less than you put in, or nothing at all.
Money is committed
An amount committed for 12, 24 or 36 months may not be available before the end of the period.
Not everything is shown
The illustration leaves out tax, fees, charges, delays and defaults.
Not advice
This page is general information, not investment, tax or legal advice. No regulator has reviewed or approved it.
Take independent advice
Speak to your own advisers before committing money to any opportunity.

Questions.

Is this a FIXXEV investment offer?

No. It illustrates how a flat-rate payout is structured. FIXXEV has not confirmed any rate, return or terms on this page; anything offered would be set out in writing.

Is the 15% return guaranteed?

No. A flat 15% a year is the assumed maximum used for the illustration — not a promise or a forecast. An actual return could be lower, or nothing.

Why does each payout include principal?

In this model the amount is paid back in equal monthly parts over the period, alongside the return. Most of each payout is your own money coming back.

What does “flat” mean here?

The return is worked out on the full amount for the whole period, even as the principal is paid back. That is why a flat 15% cannot be compared directly with an annual interest rate.

When would the cumulative payouts exceed the initial principal?

Only towards the end of the period: in month 11 of 12, month 19 of 24 or month 25 of 36 — and only if every payment is made in full and on time.

Can I invest or pay through this website?

No. The website does not take payments, open accounts, accept documents or sign agreements.

What happens after I send an enquiry?

It reaches FIXXEV through the regular contact form, and FIXXEV can contact you about it. The amounts you tried in the calculator are not sent.

Does the calculator include tax?

No. Every figure is before any tax, fees or charges.

Discuss asset opportunities.

Tell FIXXEV what you would like to understand. Your enquiry goes through the contact form as a business enquiry.